Privacy Policy

Last updated: September 6, 2026

This Privacy Policy explains how DigitalWorld ("we", "us", "our") collects, uses, and protects information when you use our website, mobile application, and services (collectively, the "Services").

Information We Collect

• Account information: name, email address, and phone number you provide when registering.
• Financial data you add: transactions, budgets, savings goals, and categories you create.
• SMS transaction data (mobile app, with permission): on Android, with your explicit consent, the app reads M-Pesa and bank SMS solely to create transaction records. This processing happens to build your budget; we do not read personal or unrelated messages.
• Usage data: device type, app version, and interactions used to improve the Services.

How We Use Information

• To provide budgeting, expense tracking, and reporting features.
• To generate saving and spending recommendations.
• To operate, maintain, and improve the Services.
• To communicate with you about your account and support requests.

Cookies and Advertising

Our website may use cookies and similar technologies for functionality and analytics. We may display advertising provided by third parties, including Google AdSense. Our mobile app may display ads through Google AdMob.

• Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to users based on their visit to our Services and/or other sites on the Internet.
• You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookies at www.aboutads.info.

How We Share Information

We do not sell your personal information. We may share data with service providers who help us operate the Services (such as hosting and payment processing), and when required by law. Advertising partners receive only the information necessary to serve ads as described above.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. Authentication uses secure tokens, and sensitive credentials are stored in encrypted form. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.

Data Retention

We retain your information for as long as your account is active or as needed to provide the Services. You may request deletion of your account and associated data by contacting us.

Children's Privacy

The Services are not directed to children under 13, and we do not knowingly collect personal information from children.

Your Rights

You may access, correct, or request deletion of your personal data. To delete your account and all associated data, use our account & data deletion page, or contact us via our contact page.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.

Contact

For questions about this Privacy Policy, contact us at support@budget.warlordchessacademy.co.ke.